I’m Biel Vazquez, an independent developer in Tarragona, Spain. I build websites, SaaS products and online shops, and I invoice clients in the US, the UK and across the EU. Every number on this site started as a line on one of my own payout statements.
This site exists because of a specific, annoying discovery: I compared two processors on their advertised rates, picked the cheaper one, and a year later worked out that I had paid roughly 2% more than I would have on the other, entirely through currency conversion that neither pricing page mentioned. Nobody was publishing that arithmetic, so I built the tool I wanted.
What you will find here
A calculator that applies fees in the order they are really charged, a fee card for every provider, head-to-head comparisons and guides written from my own payments. Every rate comes from the provider's public pricing page, and the methodology explains how everything is calculated and what is left out.
How this is funded
Google AdSense advertising and some affiliate links. When a link can earn me a commission, it is labelled as such right below it. Rankings come from a formula and are not for sale: no provider can pay to move up.
What this site is not
The figures are estimates for comparison, not quotes and not financial, tax or legal advice. Before you decide, confirm them with the provider and, where needed, with a professional. The full terms are in the legal notice.
Contact
Corrections, missing providers and requests for a country pair: email hello@payoutcost.com or find me on X (@devvazquezz).