Cash App fee calculator
Personal Cash App payments are free. A Cash App Business account pays 2.6% + 15¢ on each payment it receives (3% with Tap to Pay), and an instant transfer to your debit card costs 0.5% to 2.5%, shown in the app before you confirm. Standard transfers are free.
Source: Cash App: business accounts · Cash App: transfer speed options · verified
You receive
$97.25
From a $100.00 payment, Cash App keeps $2.75 and you keep $97.25.
- What the buyer pays you
- $100.00
- Business account (2.6% + $0.15)
- − $2.75
- Total fees
- $2.75
Cash App fees, explained
What Cash App takes, line by line
Cash App fees at a glance
| What you do | Fee |
|---|---|
| Send or receive a personal payment | Free |
| Receive a payment to a Cash App Business account | 2.6% + $0.15 |
| Business payment accepted with Tap to Pay | 3% |
| Standard transfer to bank (1–3 business days) | Free |
| Instant transfer to a debit card | 0.5%–2.5% (min $0.25–$1, max $75) |
| Paper money deposit at a store | $1 |
Cash App Business fees by amount
| Payment | Business fee (2.6% + 15¢) | You keep | Tap to Pay fee (3%) |
|---|---|---|---|
| $10.00 | $0.41 | $9.59 | $0.30 |
| $25.00 | $0.80 | $24.20 | $0.75 |
| $50.00 | $1.45 | $48.55 | $1.50 |
| $100.00 | $2.75 | $97.25 | $3.00 |
| $250.00 | $6.65 | $243.35 | $7.50 |
| $500.00 | $13.15 | $486.85 | $15.00 |
| $1,000.00 | $26.15 | $973.85 | $30.00 |
Cash App asks business owners to keep personal and business payments in separate accounts so personal payments stay free. If your customers pay by card in person, compare with the Square fee calculator: same company (Block), different rates.
Cash App fees: questions
How much does Cash App charge for business payments?
2.6% + $0.15 on each payment a Cash App Business account receives, and 3% for payments accepted with Tap to Pay. A $100 payment costs $2.75.
How much is the Cash App instant transfer fee?
Between 0.5% and 2.5% of the amount (minimum $0.25 to $1, maximum $75); Cash App shows the exact fee before you confirm. Standard transfers are free.
Is Cash App free?
Sending and receiving personal payments, standard transfers and mobile check deposits are free. Business payments and instant transfers are not.
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