Who Revolut Business suits
Small businesses that already bank with Revolut Business and receive transfers in several currencies. Conversions inside the plan allowance are at the interbank rate, which is hard to beat on small monthly amounts.
On the calculator's two reference payments, Revolut Business takes 0.6% of $5,000.00 from a US client to a Spanish business, and 0% of €1,000.00 between Germany and Spain, where there is no currency to convert.
What to watch out for
- The free conversion allowance depends on your plan. Above it, a percentage applies, and it is higher outside market hours, such as at weekends.
- The calculator uses the above-allowance rate so a large invoice is not understated, and it does not include the monthly plan fee.
- Like Wise, it is modelled here for bank transfers, not card acceptance.
How to pay less with Revolut Business
- Convert on weekdays during market hours.
- Keep large conversions inside the allowance by spreading them across months, or pick a plan whose allowance matches your volume.
- Count the plan fee in your cost: on small volumes it can outweigh the conversion saving.